SMART BINIYOG / WEBSITE POLICIES

Terms of Use

These terms apply to the public Smart Biniyog website, operated by Prasenjit Bera in Mecheda, West Bengal 721137.

Role and scope

Prasenjit Bera is an AMFI-registered Mutual Fund Distributor (ARN-314050). A mutual fund distributor may receive commissions from asset management companies on regular plans. Coaching content and calculators are educational. Insurance conversations cover protection needs and policy terms.

Calculator assumptions and investment risk

Calculator results are hypothetical and depend on the assumptions you enter. Actual returns may differ and can be negative. The illustrations exclude taxes, fees and inflation. Review relevant product documents and your circumstances before making a financial decision.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Enquiries and external links

Submitting the contact form requests a reply about your enquiry. It does not place an order or complete an investment or insurance transaction. External services and websites have their own terms.

Contact

For questions about these terms, email beraprasenjit115@gmail.com.